Tens of thousands of attributes
Describing virtually all activity observable in deposit account data
Signal from noise
Surfacing key patterns, relationships, dynamics, and trends
Sub-second API response time
Stable and lightning-fast to support real-time decisions
Customizable for every use case
Use Insights to develop proprietary models or improve decisioning strategies
Income
Broken down by source, from employment to gig work, investments to government benefits.
Expenses
Spend across dozens of categories, including bills, subscriptions, loans, and pay-over-time transactions.
Assets
Balance trends, savings activity, net flows, investments, and more.
Trends and dynamics
Stability, volatility, patterns, behaviors, relationships, and risk red flags.
Build your most powerful model yet.
Spend less time engineering features and more time creating your proprietary advantage.
Why Prism?
Bank-grade security, seamless integration, and enterprise-scale reliability.
Easy Integration
Available via secure API and through leading aggregators, CRAs, and decision engines.
Safe and Secure
Our solutions are purpose built for bank-grade regulatory compliance and data security standards.
Experience You Can Bank On
Prism pioneered cash flow underwriting and delivers reliability top institutions count on.
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