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Bring clarity to transaction data

Turn disorganized data into clean and accurate account activity suitable for underwriting

Accurate categorization purpose-built for regulated use cases

Transform raw transaction data into clear, structured activity

Prism ingests messy bank data from any source and turns it into clean, categorized account activity you can trust.

Experience unmatched accuracy

Our proprietary categorization engine uses purpose-built techniques, not off-the-shelf tools, to categorize 95% of transactions with 99% accuracy.

See what others miss

Prism surfaces critical financial signals—like rent payments, BNPL, and gig income—hidden in raw transaction data, unlocking deeper insights.

A trusted foundation you can build on

Transaction data is ever-changing. Prism updates its categorization regularly so you don’t have to.

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Why Prism?

Bank-grade security, seamless integration, and enterprise-scale reliability.

Easy Integration

Available via secure API and through leading aggregators, CRAs, and decision engines.

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Safe and Secure

Our solutions are purpose built for bank-grade regulatory compliance and data security standards.

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Experience You Can Bank On

Prism pioneered cash flow underwriting and delivers reliability top institutions count on.

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Unlock better cash flow underwriting

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