Income

Accurate income assessment, instantly

Estimate income based on transaction activity

Transform raw deposit data into a comprehensive income profile that includes gross and net pay, along with income by source.

Identify multiple income sources

See the full picture by uncovering gig work, regular transfers, and other income sources beyond just the paycheck.

More than just a point-in-time estimate

Measure trends, frequency, and stability by source.

Predict future income

Anticipate when the next paycheck will be received based on past activity.

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Why Prism?

Bank-grade security, seamless integration, and enterprise-scale reliability.

Easy Integration

Available via secure API and through leading aggregators, CRAs, and decision engines.

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Safe and Secure

Our solutions are purpose built for bank-grade regulatory compliance and data security standards.

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Experience You Can Bank On

Prism pioneered cash flow underwriting and delivers reliability top institutions count on.

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Unlock better cash flow underwriting

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