Tens of thousands of attributes
Describing virtually all activity observable in deposit account data
Signal from noise
Surfacing key patterns, relationships, dynamics, and trends
Sub-second API response time
Stable and lightning-fast to support real-time decisions
Customizable for every use case
Use Insights to develop proprietary models or improve decisioning strategies
Income
Broken down by source, from employment to gig work, investments to government benefits.
Expenses
Spend across dozens of categories, including bills, subscriptions, loans, and pay-over-time transactions.
Assets
Balance trends, savings activity, net flows, investments, and more.
Trends and dynamics
Stability, volatility, patterns, behaviors, relationships, and risk red flags.
Build your most powerful model yet.
Spend less time engineering features and more time creating your proprietary advantage.
ATMs
Auto
BNPL
Credit Cards
Dining
Entertainment
Fees
Fitness
Gambling
Gas
Groceries
Healthcare
Investments
ATMs
Auto
BNPL
Credit Cards
Dining
Entertainment
Fees
Fitness
Gambling
Gas
Groceries
Healthcare
Investments
Invoices
Legal
Loans
Paychecks
Pets
Rent
Shopping
Subscriptions
Tax
Telecom
Transfers
Travel
Utilities
Invoices
Legal
Loans
Paychecks
Pets
Rent
Shopping
Subscriptions
Tax
Telecom
Transfers
Travel
Utilities
Behaviors
Counts
Patterns
Ratios
Stability
Sums
Trends
Volatility
Stability
Behaviors
Counts
Patterns
Ratios
Stability
Sums
Trends
Volatility
Stability
Why Prism?
Bank-grade security, seamless integration, and enterprise-scale reliability.
Easy Integration
Available via secure API and through leading aggregators, CRAs, and decision engines.
Safe and Secure
Our solutions are purpose built for bank-grade regulatory compliance and data security standards.
Experience You Can Bank On
Prism pioneered cash flow underwriting and delivers reliability top institutions count on.
Get started
Unlock better cash flow underwriting
To connect with us, please fill out the form. Expect a response within one business day.